How to Compare Health Insurance Plans

At Boss Health Advisors, we know that finding the right health insurance plans can feel incredibly intimidating. Thankfully, our health insurance consultants bring more than two decades of experience to the table, and over the years, we’ve helped thousands of satisfied clients. Below we’re breaking down what you need to know about how to compare health plans. Keep reading to learn more, then contact us today to get the personalized help you need.

insurance consultation

ACA/Marketplace or High Risk Pool

High-risk insurance plans, otherwise known as guaranteed issue insurance plans, are an important option for individuals who are unable to obtain traditional insurance due to pre-existing health conditions. These plans provide coverage regardless of any pre-existing conditions, making them a viable option for those who may have had difficulty finding insurance coverage in the past. With a high-risk insurance plan, individuals can rest assured that they have the coverage they need and the peace of mind that comes with it.

insurance consultant

Employer Group Coverage

Employer group coverage refers to a type of health insurance plan that an employer offers to its employees as a benefit. With employer group coverage, the employer is the policyholder and negotiates the terms and coverage with an insurance provider on behalf of its employees. This type of insurance is popular but is not always tailored to meet the needs of every employee although it can be easier to get coverage even if you have a pre-existing condition.

family discussing health insurance plans

Low Risk Pool with Boss Health/Approval Plans

At Boss Health Advisors, we take pride in our flexible and reliable product portfolio. With more than 20 years of industry experience and an unrivaled passion for our clients, our Virginia-based health insurance agency makes coverage simple and empowering. Our health insurance agents take the time to understand your needs and custom-tailor solutions that are both affordable and effective while answering any questions you may have along the way. With our plans, there is a qualification process and you will be rewarded for living a healthy lifestyle. Read more about how it works and get started today.

health insurance benefits paperwork

A Few Things to Consider

When shopping for insurance, it is important to consider more than just premiums when making a decision. Deductibles and networks associated with the plan are also important factors. Premiums are just one piece of the puzzle, and understanding the deductibles and networks associated with an insurance plan is essential to making an informed decision. Not all plans are created equal, and knowing what is covered and what isn't can help you make the best decision for your needs.

When you need health insurance that puts you first, choose Boss Health Advisors. Contact us today to discuss your options and we’ll help you find the health insurance plan that’s best for your specific needs.

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